About Stax Payments

Subscription-based payment processor offering direct wholesale interchange rates. Includes virtual terminal, analytics dashboard, and integrated ACH processing. Monthly subscription fee required and best suited for businesses processing over $20,000 monthly.

About Stax Payments

Subscription-based payment processor offering direct wholesale interchange rates. Includes virtual terminal, analytics dashboard, and integrated ACH processing. Monthly subscription fee required and best suited for businesses processing over $20,000 monthly.

About Stax Payments

Subscription-based payment processor offering direct wholesale interchange rates. Includes virtual terminal, analytics dashboard, and integrated ACH processing. Monthly subscription fee required and best suited for businesses processing over $20,000 monthly.

Paid

Starting Price: $99

Learning Curve: Med

Rating: 7.8

Pricing Plans:

Stax uses a subscription-based model where merchants pay a monthly fee (starting at $99) plus direct interchange rates and a small per-transaction fee (8-15 cents) instead of percentage-based markups.

$

$99

Stax's subscription includes direct interchange pricing plus a complete payment platform with analytics, invoicing, and multiple payment acceptance methods - base price includes processing up to $150,000 per year.

$

$139

$150,000-$250,000 in processing per year

$

$199

$250,000+ in processing per year

Overview of Stax Payments Features and Limitations

Stax Payments (formerly Payment Depot) provides subscription-based payment processing with wholesale interchange rates for established businesses.

Key Benefits:

  • Direct interchange rates: Pay only interchange + 8¢ per transaction with no percentage markup

  • Same-day funding: Available for qualified merchants

  • Complete toolkit: Includes virtual terminal, invoicing, and recurring billing

  • B2B options: Level 2/3 processing for reduced corporate card rates

  • Integration options: API access and major platform integrations available

Notable Limitations:

  • Monthly fee: $99 monthly subscription required

  • Volume requirements: Not cost-effective for businesses processing under $20,000 monthly

  • Hardware costs: Card readers and terminals sold separately

  • Setup time: Merchant account approval required

  • Contract term: Annual contract typically required

Stax Payments is ideal for established businesses processing over $20,000 monthly who want predictable pricing and wholesale rates. The subscription model offers significant savings for higher-volume merchants but may not be cost-effective for smaller operations.

Overview of Stax Payments Features and Limitations

Stax Payments (formerly Payment Depot) provides subscription-based payment processing with wholesale interchange rates for established businesses.

Key Benefits:

  • Direct interchange rates: Pay only interchange + 8¢ per transaction with no percentage markup

  • Same-day funding: Available for qualified merchants

  • Complete toolkit: Includes virtual terminal, invoicing, and recurring billing

  • B2B options: Level 2/3 processing for reduced corporate card rates

  • Integration options: API access and major platform integrations available

Notable Limitations:

  • Monthly fee: $99 monthly subscription required

  • Volume requirements: Not cost-effective for businesses processing under $20,000 monthly

  • Hardware costs: Card readers and terminals sold separately

  • Setup time: Merchant account approval required

  • Contract term: Annual contract typically required

Stax Payments is ideal for established businesses processing over $20,000 monthly who want predictable pricing and wholesale rates. The subscription model offers significant savings for higher-volume merchants but may not be cost-effective for smaller operations.

Alternatives:

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