Overview of National Processing Features and Limitations

National Processing provides industry-tailored payment processing solutions with competitive interchange-plus rates and specialized features for different business types.

Key Benefits:

• Competitive rates: 2.5% + 10¢ for in-person, 2.9% + 30¢ for e-commerce

• Free equipment: Terminal included with qualified accounts

• Gateway options: Choice of Authorize.net or NMI gateway included

• Next-day funding: Available for qualified merchants

• Cash discount program: Option to offset processing fees through cash discounts

Notable Limitations:

• Contract requirement: Three-year contract with early termination fee

• Monthly fee: $9.95 monthly minimum

• Volume requirements: Best rate guarantee requires $10,000+ monthly processing

• Integration restrictions: Limited to specific approved hardware and software

• Industry limitations: Some high-risk businesses may not qualify

National Processing is best suited for established retail, restaurant, and e-commerce businesses processing over $10,000 monthly who can commit to a long-term contract in exchange for competitive rates and industry-specific features.